Our Expertise in Group Retirement at Your Service
Antonelli & Morel understands the reality and needs of companies who depend on competent experts to ensure the sound management of a group retirement plan for their employees. Our advisors will support you in all aspects of managing your plan in order to properly represent the needs of your company, with full compliance.
Benefits for the Employer
1
Employee Retention
Offering an advantageous retirement plan to your employees allows you to differentiate yourself from your competitors and will encourage their retention.
2
Tax Optimization
Employer contributions to an employee retirement plan save the employer on the social security contributions that a salary payment would generate.
Benefits for the employee
1
Tax Benefits and Automatic Savings
Payroll deductions are made on a pre-tax basis, which helps employees improve their financial security.
Our Group Retirement Services Offer
Personalized products and services
Contribution Plans
Determined:
-
Simplified pension plan (SPP)
-
Group Registered Retirement Savings Plan (Group RRSP)
-
Group Tax-Free Savings Account (TFSA)
-
Registered Pension Plan (RPP)
-
Deferred Profit Sharing Plan (DPSP)
Benefit Plans
Determined:
. Registered Pension Plan (RPP)
. Supplementary Scheme
2
Competitive management fees and access to experts
Management fees associated to retirement plans are generally lower than in funds offered by banks for individual investors.
3
Tax optimization on invested amounts
Money invested in retirement plans will accumulate tax-free and will only be taxed when the money is withdrawn.
4
Employer contribution
The employer's contribution to the pension plan increases the growth of the accumulated amounts.
